Fast, Reliable
and Global

KBJ Pay is a Fintech in the E-Money and Payments space, incorporated in Polland providing banking and payment platforms to corporates and individuals, we specialise in making payments within Poland and payments booked from Poland to other European countries, whilst providing the ability to apply for Corporate and Personal Accounts in Euros, and GBP via partner financial institutions. These accounts are the most efficient way to send and receive payments all over Europe within the SEPA zone and where applicable via Swift Internationally. Open your Account with KBJ Pay and enjoy the suite of services built around your needs.

Click here to receive application forms for Business and Personal accounts.

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Open a Corporate Account
Open an Individual Account

What We Offer

Managing Payments for Your Business

  • Low transaction rates
    Our integrations with central banks and banking partners means we can offer you the lowest prices for your payments.

    Instant payments
    Send Sepa or faster payments in Europe and the UK in as few as 10 seconds for preferred rates.

    Send in over 160 currencies
    We have a global reach with 160 currencies and the lowest foreign exchange rates in the industry. Avoid the huge hidden bank charges for exchanging money.

  • Instant payments
    Receiving cross border payments is difficult and time-consuming. KBJ Pay’s Banking Accounts have an open banking solution that give you the power to receive payments without the long wait times or delays of wire fees.

    Unique IBANs
    We instantly issue you one or many unique IBANs that you can share with business partners to start receiving payments directly just like a bank, but without all the hassles of a bank.

    Cross Border
    Your accounts’ International Banking Account Numbers (IBANs) provide you with the ability to receive payments from anyone in the world. We operate 24 hours a day and 7 days a week because we operate business hours instead of banking hours.

  • Multiple Accounts
    We give you the power to create one or multiple Banking Accounts to meet your business needs. These accounts can be created in seconds and any time of day using our web platform / mobile apps.

    Open 24 hours
    KBJ Pay operates 24 hours a day and 7 days a week. This means we are always on your schedule wherever you are in the world. Send and Receive payments on your own time.

Our unique benefits

  • Send in over 160 currencies
    We have a global reach with 160 currencies and the lowest foreign exchange rates in the industry.
  • Global Batch Payments
    Pay out to hundreds of accounts with a single file batch upload. Perfect for payroll or global remittances companies.
  • International KBJ Pay accounts
    With a network of SWIFT banking providers your accounts are connected to an international banking network to receive funds from anywhere in the world.
  • Make instant payments
    Send SEPA instant or Faster Payments in Europe and the UK in as few as 10 seconds* for preferred rates.
  • Fully digital account setup
    We have efficient compliance and onboarding procedures that ensure KYC and AML compliance without having a long delay in setting up an account for you.

What every account comes with, built in:

Instant Payments

Integration with banking partners globally ensure instant settlement in multiple currencies.

Compliant Transfers

Online transaction monitoring ensures all transfers in and out of your accounts are compliant with EU AML and Compliance Rules.

World class security

Our platform is built by state of the art secure banking software providers that is easy to navigate providing you a secure hassle free experience.

Cloud based accounts

Our cloud-based business accounts means you can access your account anywhere in the world and make payments 24/7.

Cross borders

Subject to qualification and regulation, International payments become easy with our business accounts. You will receive UK Accounts, EU Accounts, and USD Accounts and be able to start transacting without borders.

Personalise customer service

No call centres, no wait times, our support teams work on your accounts personally, and ensure you have the smoothest possible banking experience.

You can avoid the hassle and expense of negotiating multiple bank relationships by relying on our secure web platform & mobile app. We also give you the power to create one or multiple business accounts based on your business needs.

We also give you the power to create one or multiple business accounts based on your business needs. You can access your cloud-based business accounts from anywhere in the world. This means you can send, receive and manage all your international payments 24 hours a day, 7 days week, 365 days a year.

So when a businesses pays for web hosting in USD, rentals in GBP, and salaries in EUR, INR and AED, they only spend as much as they need to from their respective currency accounts. We realised how difficult it was for global companies to make cost efficient payments in multiple jurisdictions without being charged a heavy premium for the use of their home currency, and addressed the need with cards issued in USD, GBP and EUR. Soon we will be able to support payments in other global currencies as well.

Multi Currency Cards, Emulated Balances on the App,
Credit and Debit Cards, FX facilities for all spend.

Contact Us

Location:

ul. Piękna 24/26A, 00-549 Warsaw, Poland

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